They refuse to hire people in the nations they operate in, and instead setup call centeres in places like India cause they can pay them 10 cents a day there (they can absolautely afford to setup these things in the home nations, they just have investors demands to continually increase profits so they do this scummy stuff).
This allows these people who work there to get expereince interacting with western populations, they then move on from working for 10 cents a day and setup scam operations to continually phone western numbers to scam money out of your granny instead.
The 2nd thing would not exist if western companies were not taking advantage of cheap labor in the 3rd world in the first place, so in effect the call centers for your ISP, Bank etc and other companies are causing the scammers/theft we all have to put up with.
Also in relation to AI, these companies are now using AI products that change the voice of the person you are talking so in real time. So it can be an Indian man and they can make it sound like a western man.
No doubt in a few years, the scammers will also be using this AI tech too and it will be harder for "this is your bank sir" scammers to be instantly detected.
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