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By Enuyasha 2013-10-22 17:55:41
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Honestly, the prices reflect the costs it takes to treat people without insurance who clog up ERs everywhere. The first solution is to make ABSOLUTELY SURE everyone is covered first, then *** around with why a bandaid costs 50 dollars.

ANOTHER PAGE FOR SOCIOCOMMUNISM!

 Asura.Kingnobody
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By Asura.Kingnobody 2013-10-22 17:56:26
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Lakshmi.Sparthosx said: »
Asura.Kingnobody said: »
Lakshmi.Zerowone said: »
Do you think the cost of service and the items for care is actually advertised when you walk into a hospital lobby?

Not trying to be a ***, trying get clarity of your understanding since you asked "they didnt even tell you about these costs?"
Never been to a hospital before.

Never been sick, nor has any of my family been sick.

Yeah, go read about the experiences of others. You might find out why some people support Obamacare.
My question is, why are you supporting a system that forces people into buying a product?

I understand why some people support Obamacare, I just don't understand how they support a system that strips you of your freedom of choice.
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By Asura.Kingnobody 2013-10-22 17:57:33
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Enuyasha said: »
Honestly, the prices reflect the costs it takes to treat people without insurance who clog up ERs everywhere. The first solution is to make ABSOLUTELY SURE everyone is covered first, then *** around with why a bandaid costs 50 dollars.

ANOTHER PAGE FOR SOCIOCOMMUNISM!

Let evolution take it's place.

Heartless, but effective, and then we wouldn't have Obamacare shoved down our throats.
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By Enuyasha 2013-10-22 17:57:57
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You have freedom of choice, just like car insurance. But then again, allstate doesnt have a government option for liability,accident,and total loss...so...not EXACTLY like car insurance, but yea.

Darwinsim would mean you want the entire human species to die because we cant fix modern medicine and how to afford it...thats great though, you know cause darwinism is totally just "let the stupid individuals die, while the rest of the species is totally unharmed".
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By Lakshmi.Sparthosx 2013-10-22 18:04:59
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Asura.Kingnobody said: »
Let evolution take it's place.

Heartless, but effective, and then we wouldn't have Obamacare shoved down our throats.

Evolution? LOL

You mean stagnant wages, unhealthy food additives we have no control over and obscene medical bills? Yes, why don't we just kill off all the poor and middle class 'Muricans. Again, even if you play the game of life correctly (save money, stash rainy day funds, invest wisely) all it takes is ONE medical situation to *** you over financially in our current marketplace.

You go into the gas chamber first if you insist.
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By Asura.Kingnobody 2013-10-22 18:12:49
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..and now I remember why I can't have a conversation with any of you guys.

You are too extreme when it comes to situations. "It has got to be the most dire of situations, that is why we must kneejerk reaction to a stubbed toe!"
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By Cerberus.Pleebo 2013-10-22 18:14:10
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LOL

Oh wow.
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By Lakshmi.Zerowone 2013-10-22 18:17:59
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Asura.Kingnobody said: »
So, here is a solution.

Since the government is forcing a cap on insurance that can't have more than 20% overall profit, why can't they do that to the hospital and care system?

"Your markup cannot be more than 20% of the cost to provide it (inventory cost)"

"Your markup cannot be more than 20% of the cost to preform the procedure (labor cost)"

"Your markup cannot be more than 20% of the cost to maintain the building (administration/variable cost)"

"If your markup is over 20%, you must give a refund to those who you overcharged (additional costs associated with recordkeeping)"

Still not a good idea, but it is better than a price ceiling and Obamacare combined!

/waits for the liberals here to justify the costs that hospitals charge while keeping with their principle that it is ok to do the same to insurance companies...

Why would you assume there aren't provisions of that nature in the Patient Protection and Affordable Care Act?

There are tax credits for the consumer in the instance of being overcharged. Performance incentives for doctors and hospitals that range from bonuses to penalties in the nature of complete loss of funding for a hospital and license removal for a physician. There is even a program to increase the volume of specialists, physcians and general healthworkers to mitigate costs with respect to supply and demand of service availability over the next 7 years.

There will obviously be an oversight committee and just like any other bureaucracy it will take time for any investigation to merit any type of result. i.e you may not get that tax credit till after 5yrs from the actual overpayment.

You're not going to find anybody other than a hospital director and unregulated specialists (anesthesiologist and radiologists for example) justifying the costs of hosptial services. It's not a party line issue.
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By Asura.Kingnobody 2013-10-22 18:25:05
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Lakshmi.Zerowone said: »
There are tax credits for the consumer in the instance of being overcharged. Performance incentives for doctors and hospitals that range from bonuses to penalties in the nature of complete loss of funding for a hospital and license removal for a physician. There is even a program to increase the volume of specialists, physcians and general healthworkers to mitigate costs with respect to supply and demand of service availability over the next 7 years.
Where in the code did you see this?

I have read the code, and I did not find any mention of these tax credits or performance incentives that you are speaking of.
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By Lakshmi.Zerowone 2013-10-22 18:26:39
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In the IRC?

Parker edit: Post down below.
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By Lakshmi.Sparthosx 2013-10-22 18:36:45
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Asura.Kingnobody said: »
..and now I remember why I can't have a conversation with any of you guys.

You are too extreme when it comes to situations. "It has got to be the most dire of situations, that is why we must kneejerk reaction to a stubbed toe!"

You're the one completely offbase on the definition of 'evolution' suggesting what amounts to eugenics rather than addressing the issue of why healthcare is so broken. In your world hospitals would deny people service because *** it, those unwise fools can't afford procedures equal to 3/4ths an average American income. Suckers should have saved better.

This is the mindset of someone who has never been sick or never had someone they cared about get sick. The minute it hits home though, you'll be squealing like a pig to slaughter that a grave injustice is about to take place and there is no way in hell you'll be taking in lying down.

At least Niko is a broken old man with self-destructive fantasies. What's your bent?
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By Enuyasha 2013-10-22 18:56:09
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and technically, evolution is a function of darwinism...so...yea...not really "Knee-jerk"...but then again, evolution doesnt exist.

<insert reply to "OH EVOLUTION DOESNT EXIST CAUSE IT DOESNT FIT YOUR POLITICAL AGENDA NAOW!" and "I DIDNT SAY DARWINISM OR EVOLUTION!!">
 Cerberus.Pleebo
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By Cerberus.Pleebo 2013-10-22 19:02:05
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None of this has anything to do with biological evolution or natural selection.
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By Lakshmi.Zerowone 2013-10-22 19:34:08
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What the majority of people do not know is that all the information with respect to the plans on the ACA are on this website which is the back end of the main website:

https://data.healthcare.gov/

item #29 on the list will give you an idea of the information.
You can compare everything if you spend enough time researching and broswing: for example #29 QHP Individual Medical Landscape:

https://data.healthcare.gov/dataset/QHP-Individual-Medical-Landscape/ba45-xusy
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By Lakshmi.Zerowone 2013-10-22 20:10:32
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Asura.Squishytaru said: »
Lakshmi.Zerowone said: »
What the majority of people do not know is that all the information with respect to the plans on the ACA are on this website which is the back end of the main website:

https://data.healthcare.gov/

item #29 on the list will give you an idea of the information.
You can compare everything if you spend enough time researching and broswing: for example #29 QHP Individual Medical Landscape:

https://data.healthcare.gov/dataset/QHP-Individual-Medical-Landscape/ba45-xusy

Problem is you need people who can give and take. Someone like kingnonsense won't do much besides reaffirm their position. There are pros and cons besides the misinformation.

Not 'if we just don't pay for any care to millions then when they lose teeth from not affording dental visits they can just evolve to not need teeth' misinformation, but ads telling millennial to skip the ACA.

Well the main thing is that what each plan provides is not included on this spread sheet. But the information is available if you scour through the index from the first link provided, or simply google one of the plan market names that catches your curiosity etc.

edit: Cause that second link provided gives you rates for every plan available in every state and county. It is a monster of a spreadsheet.

edit²: If you go through the indexing you can actually see how many people have viewed what information. That was how I found the spread sheet. It had over 300,000 views, so I was like.. whats this? Which reaffirms Jassik's point that they are doing a piss poor job of making info obvious for all.
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By Odin.Jassik 2013-10-22 20:40:32
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they have definitely done a piss poor job of making the information accessible and easy to understand.
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By Lakshmi.Zerowone 2013-10-22 20:59:41
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This is the other spread sheet, it is SHOP vs the Individual.
On the SHOP sheet you will notice the rates are a lot higher compared to the Individual.

SHOP-Medical Landscape Spreadsheet

Individual-Medical Landscape Spreadsheet

SHOP= Small business Health Options Programs.
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By Lakshmi.Zerowone 2013-10-22 22:10:43
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Asura.Kingnobody said: »
Lakshmi.Zerowone said: »
There are tax credits for the consumer in the instance of being overcharged. Performance incentives for doctors and hospitals that range from bonuses to penalties in the nature of complete loss of funding for a hospital and license removal for a physician. There is even a program to increase the volume of specialists, physcians and general healthworkers to mitigate costs with respect to supply and demand of service availability over the next 7 years.
Where in the code did you see this?

I have read the code, and I did not find any mention of these tax credits or performance incentives that you are speaking of.

Lakshmi.Zerowone said: »

I should have said "rebate" instead of tax credit.

List of all the additions 2013-14 and exemptions for 2013-2017 to the IRC
The links within each section will take you to the specific literature in the tax code.


Medical Loss Ratio (MLR) is not in the tax code with respect to how it functions; however the means to apply taxes on the actual rebates for overcharges as earned income are

How to tax rebates examples given are insurance premium specific but the rebates on over charges for services tie into the fuction of the PCORI.

The only tax credit are ones that go directly to the plan providers in the instance of over reporting/under reporting wages whether by the individual or employer i.e Form 1095-A. I think its IRC 6055-56. I don't recall the specific section of code it's been a few months since I read it. But I'm sure you'll find the specific section. Post edit: http://www.irs.gov/uac/The-Premium-Tax-Credit

Performance incentives in the IRC:

That would be Patient-Centered Outcome Research Institute. Where it appears in the code is the excise tax that funds it. However there is no mention on what the PCORI does in the IRC,but the Heritage Foundation has a lot to say about it's bureaucracy.

This is information pretaining to the fee/excise tax.

This the is Federal Register Publication pretaining to PCORI<---This is an annoying read due to its formatting but is highly detailed.
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By Fumiku 2013-10-23 01:38:46
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ON a side note.... WHAT THE FUC& IS WITH PEOPLE PASSING OUT AT OBAMA SPEECHES?!
 
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By Phoenix.Xantavia 2013-10-23 07:26:29
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Enuyasha said: »
You have freedom of choice, just like car insurance. But then again, allstate doesnt have a government option for liability,accident,and total loss...so...not EXACTLY like car insurance, but yea.
I've never like the car insurance comparison. Is it illegal in my state to not have auto insurance? Yes, but I don't have to own a car, and if I don't have a car, no insurance necessary. But now I have to have health insurance because I live in the US. I tend to lean more towards the liberal side of things, but I think it is wrong when the law is forcing me to pay a private business because I am alive. I wouldn't have an issue paying the state or federal government for it, but it rubs me the wrong way to be forced to pay a for-profit business.
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By Asura.Calatilla 2013-10-23 07:42:16
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Wouldn't it have been better to just pay a subsidy like NI, In the UK everyone pays NI contributions that provide free (not totally free because you pay in NI contributions, but you don't get hit with a bill every time you go see a Dr)healthcare and the government adds to it. Right now the NHS has gone to ***, but back in the day before it became a World healthcare service it was the best of it's kind.
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By Siren.Flavin 2013-10-23 08:26:41
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Asura.Kingnobody said: »
Lakshmi.Sparthosx said: »
Asura.Kingnobody said: »
Lakshmi.Zerowone said: »
Do you think the cost of service and the items for care is actually advertised when you walk into a hospital lobby? Not trying to be a ***, trying get clarity of your understanding since you asked "they didnt even tell you about these costs?"
Never been to a hospital before. Never been sick, nor has any of my family been sick.
Yeah, go read about the experiences of others. You might find out why some people support Obamacare.
My question is, why are you supporting a system that forces people into buying a product? I understand why some people support Obamacare, I just don't understand how they support a system that strips you of your freedom of choice.
We've lived in a system that forces people to buy a product for some 5 or 6 decades now... This is just the newest in the line...

for me... I don't particularly like being on the front lines for the rollout of the new line because there are always bumps or potholes in the way at first before they usually work things out and it all settles down... My personal hope though is that this does turn into a very good thing for the country because we've really needed a revamp to our medical system in the states to correct the way it functions...
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By Ragnarok.Nausi 2013-10-23 08:52:09
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Odin.Jassik said: »
they have definitely done a piss poor job of making the information accessible and easy to understand.

But they're do better on actually overseeing our healthcare system right? Our blind trust in them is completely warranted right?
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By Asura.Kingnobody 2013-10-23 08:54:13
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Siren.Flavin said: »
Asura.Kingnobody said: »
Lakshmi.Sparthosx said: »
Asura.Kingnobody said: »
Lakshmi.Zerowone said: »
Do you think the cost of service and the items for care is actually advertised when you walk into a hospital lobby? Not trying to be a ***, trying get clarity of your understanding since you asked "they didnt even tell you about these costs?"
Never been to a hospital before. Never been sick, nor has any of my family been sick.
Yeah, go read about the experiences of others. You might find out why some people support Obamacare.
My question is, why are you supporting a system that forces people into buying a product? I understand why some people support Obamacare, I just don't understand how they support a system that strips you of your freedom of choice.
We've lived in a system that forces people to buy a product for some 5 or 6 decades now... This is just the newest in the line...

for me... I don't particularly like being on the front lines for the rollout of the new line because there are always bumps or potholes in the way at first before they usually work things out and it all settles down... My personal hope though is that this does turn into a very good thing for the country because we've really needed a revamp to our medical system in the states to correct the way it functions...
While I agree that we do need a revamp of our medical system, I don't think that this will accomplish anything, because the reasoning behind the methods are too far removed from reality.

Would you rather pay $7k in premiums over the course of the year, or $695 penalty in one lump sum? The only way for you to pay less in premiums than the penalty is if you are at or below the poverty line, which your premiums are free for you. Between 100-200% of the poverty line? Your premiums are covered for 66%. That's still $2,380 per year, and it would be cheaper to pay the penalty.

Also, what are we all forced to buy now anyway? Besides food/clothing/shelter (they don't count because they are needed to survive).
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By Ragnarok.Nausi 2013-10-23 08:54:36
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Siren.Flavin said: »
We've lived in a system that forces people to buy a product for some 5 or 6 decades now... This is just the newest in the line...

for me... I don't particularly like being on the front lines for the rollout of the new line because there are always bumps or potholes in the way at first before they usually work things out and it all settles down... My personal hope though is that this does turn into a very good thing for the country because we've really needed a revamp to our medical system in the states to correct the way it functions...

What does the government force you to buy?
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By Shiva.Nikolce 2013-10-23 08:55:11
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Cerberus.Pleebo said: »
Stop being so negative. We'll call them Life Panels!

But I want to be the official life support plug yoinker...Can I have a medieval black wool executioners cloak?...maybe a scythe. I'd wear a doctor's outfit if I had too.

Well Mr. Jones I have some bad news then some good news and then some more bad news.... the first item of bad news is this court order directs me to turn off your life support... /yoink

<flat line>

<long pause>

the good news is you don't have to worry about what the second item of bad news is... anymore.

<insert diabolical laugh here>
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By Asura.Kingnobody 2013-10-23 08:55:48
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Asura.Calatilla said: »
Wouldn't it have been better to just pay a subsidy like NI, In the UK everyone pays NI contributions that provide free (not totally free because you pay in NI contributions, but you don't get hit with a bill every time you go see a Dr)healthcare and the government adds to it. Right now the NHS has gone to ***, but back in the day before it became a World healthcare service it was the best of it's kind.
Americans do not want to be in a single payer system (well, those that work that is. The freeloaders/liberals want free ***).

Also, you mentioned that your system has gone to ***. Why do we want to go into a system that has gone to ***?
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