Siren.Flavin said: »
Holy ***... how does that even happen?
a desperate fool goes & asks for a home loan with 0 down before the bubble.
I really thought that is was the only option at the time, mostly due to faulty logic & a shitty upbringing.
FFXIAH Linkshell Ni
FFXIAH Linkshell Ni
a desperate fool goes & asks for a home loan with 0 down before the bubble.
I really thought that is was the only option at the time, mostly due to faulty logic & a shitty upbringing.
I've been trying not to get into debt myself.
I only have to pay like 200$ for my credit card to be paid off. I haven't changed my credit limit since i hit 18 (it's at 250 right now)
I hate thinking I'm in debt.
I only have to pay like 200$ for my credit card to be paid off. I haven't changed my credit limit since i hit 18 (it's at 250 right now)
I hate thinking I'm in debt.
Cerberus.Kalyna said: »
I've been trying not to get into debt myself.
I only have to pay like 200$ for my credit card to be paid off. I haven't changed my credit limit since i hit 18 (it's at 250 right now)
I hate thinking I'm in debt.
I only have to pay like 200$ for my credit card to be paid off. I haven't changed my credit limit since i hit 18 (it's at 250 right now)
I hate thinking I'm in debt.
try 300k out sometime
at least I now understand why they were doling out loans like that..
I get ya... my parents beat that ***into my head and I was able to save up enough for my first purchase put about 40% down... my little brother didn't though... he only put about 15% down and now they make you take up that PMI ***... the even shittier thing is he put another 10k towards his home to get out of the PMI and they revalued his house and said he still needs another 2k now... *** ridiculous...
I get ya... my parents beat that ***into my head and I was able to save up enough for my first purchase put about 40% down... my little brother didn't though... he only put about 15% down and now they make you take up that PMI ***... the even shittier thing is he put another 10k towards his home to get out of the PMI and they revalued his house and said he still needs another 2k now... *** ridiculous...
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Siren.Mosin said: »
try 300k out sometime
Too much money thur. I'd rather live without worries than living the "American Dream (of being in *** debt)"
Siren.Flavin said: »
at least I now understand why they were doling out loans like that..
I get ya... my parents beat that ***into my head and I was able to save up enough for my first purchase put about 40% down... my little brother didn't though... he only put about 15% down and now they make you take up that PMI ***... the even shittier thing is he put another 10k towards his home to get out of the PMI and they revalued his house and said he still needs another 2k now... *** ridiculous...
I get ya... my parents beat that ***into my head and I was able to save up enough for my first purchase put about 40% down... my little brother didn't though... he only put about 15% down and now they make you take up that PMI ***... the even shittier thing is he put another 10k towards his home to get out of the PMI and they revalued his house and said he still needs another 2k now... *** ridiculous...
kind of the opposite for me. my dad didn't show much interest in me from 900 miles away, & my mom is a basketcase who moved us around every year or so growing up.
I *** HATE MOVING NOW.
& having kids I just didn't want to do that to them. something beautiful about consistancy, you know?
I'd be pissed if I was your brother. I'm *** on that PMI ***too. sucks. I think this year is the last time they jack it up, but still, lame.
Debt does suck but yea lol... I end up paying my CC bill every week... my dad doesn't understand that he always waits til a couple of days before it's due because he doesn't want anyone to have his money before it's their time to have it lol... I understand that... but with interest rates like they are these days it's nto like I'm missing out on the money being in my account...
Siren.Flavin said: »
Debt does suck but yea lol... I end up paying my CC bill every week... my dad doesn't understand that he always waits til a couple of days before it's due because he doesn't want anyone to have his money before it's their time to have it lol... I understand that... but with interest rates like they are these days it's nto like I'm missing out on the money being in my account...
I got pretty lucky in the parental department... my dad was a real hard guy but in the end you always knew he was there for you and no matter how much you disagreed with him he was looking out for you... it always sucks that you have to grow up before you realize that ***...
I *** hate moving too and I pretty much lived in the same place all the time... last place I was at just sold all the funriture with the house lol... that or I will pay someone to move... but packing and god it just all blows... helped my parents move last year too...
Yeah... it is nice to settle down and establish something... give em some kind of normalcy and establish friendships and such...
I'm more pissed than he is lol... I was going to go in there for him but I can't do anythign without him lol... I was going to lend him the cash but he wouldn't take it lol... said he would have it in a month and take care of it then... they're in pretty good shape though... they make good money together... only thing holding em back is they have the mortgage and his wife went to school forever... so I imagine her loans are pretty high... they're in hawaii now for their spring break though lol..
I *** hate moving too and I pretty much lived in the same place all the time... last place I was at just sold all the funriture with the house lol... that or I will pay someone to move... but packing and god it just all blows... helped my parents move last year too...
Yeah... it is nice to settle down and establish something... give em some kind of normalcy and establish friendships and such...
I'm more pissed than he is lol... I was going to go in there for him but I can't do anythign without him lol... I was going to lend him the cash but he wouldn't take it lol... said he would have it in a month and take care of it then... they're in pretty good shape though... they make good money together... only thing holding em back is they have the mortgage and his wife went to school forever... so I imagine her loans are pretty high... they're in hawaii now for their spring break though lol..
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Cerberus.Kalyna said: »
Siren.Flavin said: »
Debt does suck but yea lol... I end up paying my CC bill every week... my dad doesn't understand that he always waits til a couple of days before it's due because he doesn't want anyone to have his money before it's their time to have it lol... I understand that... but with interest rates like they are these days it's nto like I'm missing out on the money being in my account...
Aye. Leaving the mortgage thing alone. Uncle asked me as a personnel favor to help him. He has his reasons I I'll not discuss. Ty for leads up tho. Talked this situation thru with my friend who handled mortgages for BoA for years before I agreed to help.
Carbuncle.Skulloneix said: »
Aye. Leaving the mortgage thing alone. Uncle asked me as a personnel favor to help him. He has his reasons I I'll not discuss. Ty for leads up tho. Talked this situation thru with my friend who handled mortgages for BoA for years before I agreed to help.
Aye and the heads up is appreciated. But I'm mostly there to hand over financial documents and sign stuff uncle says so. No worries. Gonna prolly get a PoA on him about the house tho. O.o funsies!
Random question, how long can meat stay frozen before it spoils?
I looked in the freezer the other day and found a box of pre-made burger patties that I know have been there since at least November, and I'm scared to open it.
I looked in the freezer the other day and found a box of pre-made burger patties that I know have been there since at least November, and I'm scared to open it.
Cerberus.Kalyna said: »
Random question, how long can meat stay frozen before it spoils? I looked in the freezer the other day and found a box of pre-made burger patties that I know have been there since at least November, and I'm scared to open it.
should be fine.
I think it'll be gtg nearly indefinately, if not, you can see discoloration, & freezerburn. but if protected well..... eat them shits!
(this is not one of the times I'm giving bad advice for lulz)
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I wish we still had our Foreman grill lol damnit (or where it's hidden)
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Skull, you're an estimator, right? Does your company have GPS tracking on your work phones? If it's a matter of you being tardy after going on-site they should be able to look it up to validate that you weren't just goofing off.
Like Mos said, most of our PMs get leeway if they can argue their case, and the GPS can be very advantageous in that argument.
Like Mos said, most of our PMs get leeway if they can argue their case, and the GPS can be very advantageous in that argument.
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Caitsith.Zahrah said: »
Skull, you're an estimator, right? Does your company have GPS tracking on your work phones? If it's a matter of you being tardy after going on-site they should be able to look it up to validate that you weren't just goofing off. Like Mos said, most of our PMs get leeway if they can argue their case, and the GPS can be very advantageous in that argument.
would be a complete disaster in my case.
going to a meeting? lolnope, gonna go home and gibber back-and-forth with the new son for half an hour.
I'm not really sure what would *** me more, GPS on the truck, or a website tracker at the office!!!
/panic
how's Z today?
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Afternoon, citizens.
How are we all today?
How are we all today?
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Very well. No rebel coups being formed here, sir.
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Blah!
Just blah! If this doesn't clear up tomorrow I'm going to the doctor to see if I can get my 'lene on via some Tussinex. I can't let this get to the point of strep or bronchitis. I can't be out of commission right now.
Just blah! If this doesn't clear up tomorrow I'm going to the doctor to see if I can get my 'lene on via some Tussinex. I can't let this get to the point of strep or bronchitis. I can't be out of commission right now.
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Bismarck.Magnuss said: »
Very well. No rebel coups being formed here, sir.
Caitsith.Zahrah said: »
Blah!
Just blah! If this doesn't clear up tomorrow I'm going to the doctor to see if I can get my 'lene on via some Tussinex. I can't let this get to the point of strep or bronchitis. I can't be out of commission right now.
Just blah! If this doesn't clear up tomorrow I'm going to the doctor to see if I can get my 'lene on via some Tussinex. I can't let this get to the point of strep or bronchitis. I can't be out of commission right now.
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Siren.Mosin said: »
Caitsith.Zahrah said: »
Skull, you're an estimator, right? Does your company have GPS tracking on your work phones? If it's a matter of you being tardy after going on-site they should be able to look it up to validate that you weren't just goofing off. Like Mos said, most of our PMs get leeway if they can argue their case, and the GPS can be very advantageous in that argument.
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Shiva.Spathaian said: »
Afternoon, citizens. How are we all today?
well, ty for your concern sir.
Caitsith.Zahrah said: »
Blah! Just blah! If this doesn't clear up tomorrow I'm going to the doctor to see if I can get my 'lene on via some Tussinex. I can't let this get to the point of strep or bronchitis. I can't be out of commission right now.
***Z. :(
I know the feeling, except I wasn't nessicary for baby boy's food. that's even worse, cause you don't want to get that little bugger sick. ugh.
/comfort
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Siren.Flavin said: »
Siren.Mosin said: »
Caitsith.Zahrah said: »
Skull, you're an estimator, right? Does your company have GPS tracking on your work phones? If it's a matter of you being tardy after going on-site they should be able to look it up to validate that you weren't just goofing off. Like Mos said, most of our PMs get leeway if they can argue their case, and the GPS can be very advantageous in that argument.
fortunately I'm one of the policy makers around here, so should be gtg.
all my poor guys have GPS on thier trucks now. not I, as I am far too awesome & open with the boss in our dealings.
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Shiva.Spathaian said: »
:( Hopefully things clear up soon. I know you've got a lot on your plate now with the kid and all.
If it wasn't for him I would have no qualms about being a mopey, dopey, raspy, snot-slinging mess.
Are you feeling better?
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