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this issue is normally discussed (atleast if the crafter knows what they're doing and/or isn't a rip off artist) before hand. they usually quote you a price for NQ and one for HQ1, HQ2 etc etc (depending on just how HQ the item can be)

some might see that as ridiculous, but me personally, well hey, they took the time to craft you the item, whether you sell the +1, +2, etc.., or use it, you're still benifiting from his skill and luck, and you knew the terms before hand, so hold your end of the deal as i'm sure you expect them to (rather then just running off with your +1 and handing you a NQ version)

they're crafters, and they need money moreso then the rest of us, i haven't started crafting again yet, but i did ALOT of it on my other character, and it's not easy leveling a craft... and if you're having to ask/quote prices, it's pretty much always from someone high level (becuase it's a high level synth) and there's no doubt you're just gaining from having them craft it for you rather then buying it off the AH, because if not then it wasn't worth that much to begin with and you were desperate and it was for a quest.... or, well you're just stupid.

in the case of desperately crafting a quest item, 9/10 times you can sell the +1 for quite a bit more then you paid for materials for the first one and will pay for the second and what you paid the crafter to do it for you. so take the HQ and get some new materials... you just made free money, which definately doesn't come easy in this game. (working for it doesn't count as being 'free')